User Agreement

Effective date: October 20, 2026

This User Agreement applies to your use of the Gevra iOS app. By installing or using Gevra, you agree to these terms. If you do not agree, do not use the app.

What Gevra does

Gevra helps you set personal savings goals, record deposits you say you have made, and review related totals and progress. It is a record-keeping and planning tool only. Gevra does not hold, transfer, safeguard, or manage money; connect to financial accounts; provide investment, banking, tax, or financial advice; or promise interest, returns, or savings results.

Your information and responsibility

You are responsible for the accuracy of the amounts, dates, currencies, and other details you enter. Progress and summaries are calculated from the information in your records and are not verification of funds held in any account. Keep your own backup of information you need. You may export a copy using the app's available export feature.

Permitted use

You may use Gevra for your personal, lawful savings planning and record keeping. You agree not to misuse the app, interfere with its operation, attempt unauthorized access to systems, or use it in a way that violates applicable law or another person's rights. Nothing in these terms restricts rights that cannot lawfully be restricted.

Your content

You remain responsible for the information and notes you enter. Gevra uses that information only to provide the app's on-device features and to create an export when you request one. When you choose to share an export, you are responsible for the destination and any further handling of the file.

App materials and intellectual property

The Gevra app, its name, interface, software, graphics, and other materials are protected by intellectual property laws. These terms allow you to use the app for personal purposes as described here; they do not transfer ownership or grant rights beyond that limited use. You may not copy, distribute, modify, or commercially exploit app materials except where the law permits or we have authorized it.

Availability and changes

We may update, change, or discontinue features as the app develops. We do not guarantee that the app will be available without interruption or that every version will support every device or operating system. You are responsible for installing updates made available through the App Store.

Disclaimer

To the maximum extent permitted by applicable law, Gevra is provided “as is” and “as available,” without warranties of any kind, whether express or implied. We do not warrant that the app will be uninterrupted, error-free, or suitable for a particular financial outcome. This disclaimer does not remove any consumer rights that cannot be excluded under applicable law.

Limitation of liability

To the maximum extent permitted by applicable law, Gevra and those responsible for providing it will not be liable for indirect, incidental, special, consequential, or punitive losses, or for loss of data, arising from your use of or inability to use the app. Where liability cannot be excluded, it is limited to the minimum extent permitted by law. Nothing in these terms excludes liability or rights that applicable law does not allow to be excluded or limited.

Changes to this agreement

We may revise this agreement when the app or its terms change. The updated version will be published on this page with a new effective date. Your continued use of Gevra after an update takes effect means you accept the revised terms, to the extent permitted by applicable law.